Roof Financing Options: What Homeowners Need to Know
Need a New Roof but Worried About the Cost? You Have Options.
A roof is one of the biggest and most important investments you’ll make in your home — but that doesn’t mean you have to pay for it all upfront.
At Roofing Exterior Innovations, we offer flexible financing options to help Central Florida homeowners protect their property without breaking the bank.
Here’s what you need to know about roof financing:
🏡 1. In-House Financing Through PACE Programs
We offer in-house financing through PACE (Property Assessed Clean Energy) programs like:
HomeRun
Renew Financial
These options allow you to finance your roof through your property taxes. There’s:
No upfront payment required
No impact to your credit score to apply
Long-term, fixed interest rates
Approval based on your home’s equity — not your income
✅ PACE is a great fit for homeowners who want energy-efficient upgrades with no money out of pocket upfront.
🏦 2. Traditional Financing Through Synchrony
Prefer traditional monthly payments? We also partner with Synchrony to offer roofing loans with:
Quick credit-based approval
Fixed monthly payments
Flexible terms
Special promotions and low-interest offers (subject to credit approval)
✅ Synchrony is a smart choice for homeowners with good credit looking for conventional financing.
🤔 3. Not Sure Which Option Is Right for You?
We’re happy to walk you through both programs and help you find the best fit. Our team is familiar with all the paperwork and requirements — and we’ll help you apply right from your estimate appointment if you’d like.
💡 4. Should You Finance a Roof?
Here’s when financing might make sense:
You want to avoid draining your savings
You need a new roof now but weren’t expecting it
You’re planning to sell and want to pass inspection
You want to bundle the roof with energy-saving upgrades
We’ll help you weigh the pros and cons and make the decision that works best for your budget.
✅ Protect Your Home Without Delay
Don’t put off a roof replacement just because of cost. With the right financing, you can get a quality roof now, stay protected, and pay over time — with peace of mind.
📞 Ask us about roof financing during your free estimate — or contact us to learn more.